Most financial advisors have minimum investment requirements that leave many federal employees without access to guidance. Harris Federal Financial Advisors works with federal employees regardless of TSP balance, and advisors specialize in FERS, TSP, FEHB, FEGLI, and survivor annuity elections. Plans account for tax strategies specific to the retirement transition, and every advisor is a fiduciary, legally required to act in the client's best interest.
Video Transcript
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Most federal employees never work with a financial advisor, and it's often not by choice. The financial advisory industry is largely built around people with substantial assets to invest, which leaves a lot of federal employees without access to professional guidance at exactly the time they need it the most.
Most financial advisors have minimum investment requirements, which means many federal employees, especially those earlier in their careers or with modest TSP balances, simply don't qualify to work with them. Harris Federal Financial Advisors doesn't work that way.
And beyond access, there's the knowledge piece. FERS, TSP, FEHB, FEGLI, survivor annuity elections. Most advisors don't work with these systems regularly, which means you often end up explaining your own situation to the person who's supposed to be helping you.
There's also the tax piece. As your income changes through the retirement transition, especially in the early years before Social Security kicks in or before Minimum Required Distributions start, unique tax strategies can open up that wouldn't have been available to you while you were working. An advisor who knows the federal system knows when those windows exist and how to use them.
Harris Federal Financial Advisors was built specifically for federal employees. So the conversation starts where it should, with your actual situation, looking at the full picture of your benefits and building a plan tailored to your goals.
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Schedule Your CallThe content in this library is provided for educational and informational purposes only and does not constitute investment, tax or legal advice, or a recommendation to buy, sell or hold any security or to pursue any particular strategy. It does not take into account your individual objectives, financial situation or needs. Investing involves risk, including the possible loss of principal. Rules governing federal benefits, the Thrift Savings Plan, Social Security and taxation are subject to change, and information presented may not reflect the most current guidance. Consult a qualified professional regarding your own circumstances before acting on any information presented here.