About us

Guides dedicated to helping federal employees get where they want to go.

Born from necessity.

After working with federal employees for nearly two decades, we’ve realized that finding quality financial advisors that really understand federal employee benefits is nearly impossible. It was frustrating to see the lack of simple, personalized care for these hard working folks.

So, we decided to use our experience and expertise to build a firm that would truly benefit every federal employee. A firm hand-crafted to know how to get the most out of their benefits and dedicated advising to build towards the future they want.

Let’s build a plan, so you can feel confident about the future you’ve worked so hard to create.

Our team.

Bo Harris

Bo Harris

Partner

Read Bo's Bio
Bo is a founding member of Harris Federal Financial Advisors, as well as serving as the president of Harris Federal Law Firm.

Bo brings over 20 years of experience as an industry leader in federal employee benefits claims and has helped thousands of federal employees along the way.

His unwavering vision to help federal employees achieve their long-term success lead him to found Harris Federal Financial Advisors.

In his free time Bo enjoys spending time with his family, running with his dogs, golf, tennis and being outdoors.

Grant Ostrander

Grant Ostrander

Partner – Financial Advisor

Read Grant's Bio

Grant is a founding member of Harris Federal Financial Advisors and from the beginning has been instrumental in growing Harris Federal Law Firm into one of the nation’s premier federal employee benefits firms.

With over 20 years of experience helping 10,000+ federal employees navigate their legal claims regarding their benefits. From that experience he has developed a deep understanding of federal employee’s unique needs.

As a financial advisor and certified Federal Retirement Consultant (FDR)℠ Grant is uniquely equipped to help federal employees navigate their FERS benefits and build a plan to grow into the future.

During his free time, Grant serves in his church and enjoys spending time with his family, playing the golf, running, fishing, hunting, hiking, and quoting The Lord of the Rings.

Mike Kretz

Mike Kretz

Partner – Financial Advisor

Read Mike's Bio

Mike Kretz is a co-founder of Harris Federal Financial Advisors and Keystone Financial Group and a dedicated financial advisor passionate about guiding clients toward financial independence. Known for his approachable style and personalized strategies, Mike helps individuals and families craft and implement their financial plan as they work towards achieving their financial goals.

With over 24 years of experience in the financial industry and helping federal employees, Mike blends expertise in wealth management, retirement planning, and investment strategies with a heartfelt commitment to building strong, trusting relationships.

Mike is from Northwest Ohio and a graduate of Centre College in Danville, Kentucky. When Mike isn’t helping clients, he’s spending quality time with his wife, Lindsey, and their three children (Tatum, Henry and Sloane). Deeply rooted in his community, Mike finds joy in giving back through volunteer work and serving on the boards of several organizations, including the Henry Clay Memorial Foundation, and The Bluegrass Community Foundation.

Toby Jenkins

Toby Jenkins

Partner – Financial Advisor

Read Toby's Bio

Toby Jenkins is a co-founder of Harris Federal Financial Advisors and Keystone Financial Group and a Certified Financial Planner with nearly 30 years of experience helping clients build secure and prosperous financial futures. With expertise in financial planning and investment management, Toby ensures each client receives tailored strategies to achieve their unique goals.

Passionate about building long-lasting relationships, Toby takes a hands-on, client-first approach to financial advising.

As a leader, Toby helps shape the firm’s mission of empowering clients to confidently navigate their financial journeys.

A native of Nicholasville, Kentucky, Toby earned his Masters of Science in Financial Planning and Bachelors of Science in Accounting from the University of Kentucky. When not working with clients, he enjoys spending time on his farm with his wife, Stephanie, and their two children, Zachary and Silas. An avid outdoorsman, Toby’s hobbies include snow skiing, fishing, hiking, and boating.

Grant Ostrander

Tim Jenkins

Financial Advisor

Grant Ostrander

Brian Davis

Financial Advisor

Grant Ostrander

Angela Grospitch

Director of Client Experience

Bo Harris

Wendi Smith

Administrative Assistant

Bo Harris

Nick Child

Director

Experience the advantage of federally focused advisors.

We Know Federal Benefits Inside and Out

Our team is deeply versed in the complexities of federal programs, ensuring you get the maximum value from your benefits.

We Tailor Plans to Your Unique Journey.

No two situations are the same. We take the time to understand your goals and challenges, crafting a financial strategy that’s as unique as you are.

We’re With You Every Step of the Way.

From the initial consultation to ongoing support, we’re committed to being your trusted partner through life’s transitions.

We Care About Your Peace of Mind.

Financial planning can feel overwhelming, but it doesn’t have to. We’re here to simplify the process and provide guidance you can trust.

Our Mission

To help federal employees confidently build the retirement they want through personalized and federal focused advising.

Be a pro
Serve Others
Act with integrity

Start your plan today.

You're one call away from financial peace-of-mind.