About us
Guides dedicated to helping federal employees get where they want to go.
Born from necessity.
So, we decided to use our experience to build a firm that would truly benefit every federal employee. A firm hand-crafted to know how to get the most out of their benefits and dedicated advising to build towards the future they want.
Let’s build a plan, so you can feel confident about the future you’ve worked so hard to create.
Our team.
Bo Harris
Partner
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Bo brings over 20 years of experience as an industry leader in federal employee benefits claims and has helped thousands of federal employees along the way.
His unwavering vision to help federal employees achieve their long-term success lead him to found Harris Federal Financial Advisors.
In his free time Bo enjoys spending time with his family, running with his dogs, golf, tennis and being outdoors.
Grant Ostrander
Partner – Financial Advisor
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Grant is a founding member of Harris Federal Financial Advisors and from the beginning has been instrumental in growing Harris Federal Law Firm into one of the nation’s premier federal employee benefits firms.
With over 20 years of experience helping 10,000+ federal employees navigate their legal claims regarding their benefits. From that experience he has developed a deep understanding of federal employee’s unique needs.
As a financial advisor and certified Federal Retirement Consultant (FDR)℠ Grant is uniquely equipped to help federal employees navigate their FERS benefits and build a plan to grow into the future.
During his free time, Grant serves in his church and enjoys spending time with his family, playing the golf, running, fishing, hunting, hiking, and quoting The Lord of the Rings.
Mike Kretz
Partner – Financial Advisor
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Mike Kretz is a co-founder of Harris Federal Financial Advisors and Keystone Financial Group and a dedicated financial advisor passionate about guiding clients toward financial independence. Known for his approachable style and personalized strategies, Mike helps individuals and families craft and implement their financial plan as they work towards achieving their financial goals.
With over 24 years of experience in the financial industry and helping federal employees, Mike blends expertise in wealth management, retirement planning, and investment strategies with a heartfelt commitment to building strong, trusting relationships.
Mike is from Northwest Ohio and a graduate of Centre College in Danville, Kentucky. When Mike isn’t helping clients, he’s spending quality time with his wife, Lindsey, and their three children (Tatum, Henry and Sloane). Deeply rooted in his community, Mike finds joy in giving back through volunteer work and serving on the boards of several organizations, including the Henry Clay Memorial Foundation, and The Bluegrass Community Foundation.
Toby Jenkins
Partner – Certified Financial Planner
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Toby Jenkins is a co-founder of Harris Federal Financial Advisors and Keystone Financial Group and a Certified Financial Planner with nearly 30 years of experience helping clients build secure and prosperous financial futures. With expertise in financial planning and investment management, Toby ensures each client receives tailored strategies to achieve their unique goals.
Passionate about building long-lasting relationships, Toby takes a hands-on, client-first approach to financial advising.
As a leader, Toby helps shape the firm’s mission of empowering clients to confidently navigate their financial journeys.
A native of Nicholasville, Kentucky, Toby earned his Masters of Science in Financial Planning and Bachelors of Science in Accounting from the University of Kentucky. When not working with clients, he enjoys spending time on his farm with his wife, Stephanie, and their two children, Zachary and Silas. An avid outdoorsman, Toby’s hobbies include snow skiing, fishing, hiking, and boating.
Brian Davis
Financial Advisor
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Brian is a Financial Planner at Harris Federal Financial Advisors and an integral part of Keystone Financial Group, Harris Federal’s sister company. Known for his thoughtful, client-centered approach, Brian helps individuals and families develop clear, customized financial strategies as they work toward their long-term goals.
A Summa Cum Laude graduate of the University of Kentucky with degrees in Finance and Economics, Brian began his career at Fifth Third Bank before transitioning to Keystone Financial Group, where he gained valuable experience in comprehensive financial planning. Today, he continues to serve clients through both Keystone and Harris Federal, with a focus on helping federal employees navigate retirement and investment decisions. He holds his Series 7 license through LPL Financial and his Series 66 license through Keystone Financial Group.
Originally from Sarasota, Florida, Brian now resides in Kentucky. Outside of work, he enjoys staying active, watching sports, and spending time with his three dogs—Koba, Apollo, and Mav.
Jim Reitenbach
Financial Advisor
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Jim is a financial advisor who brings a thoughtful, client-first approach to helping individuals and families build confidence in their financial future. After more than a decade with Toyota North America in Procurement, he developed a strong foundation in strategic planning, financial analysis, and relationship management — skills he now applies every day in his work with clients.
Inspired by seeing firsthand the impact of his own financial plan, Jim made the intentional decision to transition into financial planning so he could help others experience that same clarity and peace of mind. He focuses on wealth accumulation, retirement planning, income tax planning, and risk-management strategies, guiding clients through both the big picture and the meaningful details that matter along the way.
Jim attended Xavier University where he studied Finance and later completed his Certificate in Financial Planning through the University of Kentucky Executive Education Program. He holds the Series 7, 66, and 65 licenses.
Originally from Cleveland, Ohio, Jim now lives in Lexington, Kentucky with his wife, Megan, and their two sons. Outside of work, you’ll find him on a hiking trail, trying out the latest fitness program, or playing the drums.
Grant Truax
Financial Advisor
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Grant Truax is an advisor who enjoys helping clients gain clarity and confidence as they build toward their financial goals. He brings a grounded, thoughtful approach to planning conversations and values building relationships that last over time.
Originally from a small town in Iowa, Grant graduated from the University of Iowa in 2021 with a degree in Finance. He began his career at Aspen Financial, first supporting the advisory team and then moving into an advisory role after earning his Series 7 and Series 66 licenses. Those early experiences helped shape his appreciation for client education, organization, and seeing the full picture of someone’s financial life.
Grant recently relocated to Lexington with his fiancée, Courtney, and the two are looking forward to their upcoming wedding. Having grown up around horses, he’s especially enjoyed discovering Lexington’s equestrian culture. Outside of work, Grant loves watching sports and spending time with friends and family.
Angela Grospitch
Director of Client Experience
Wendi Smith
Administrative Assistant
Nick Child
Director of Business Development
Experience the advantage of federally focused advisors.
We Know Federal Benefits Inside and Out
Our team is deeply versed in the complexities of federal programs, ensuring you get the maximum value from your benefits.
We Tailor Plans to Your Unique Journey.
No two situations are the same. We take the time to understand your goals and challenges, crafting a financial strategy that’s as unique as you are.
We’re With You Every Step of the Way.
From the initial consultation to ongoing support, we’re committed to being your trusted partner through life’s transitions.
We Care About Your Peace of Mind.
Financial planning can feel overwhelming, but it doesn’t have to. We’re here to simplify the process and provide guidance you can trust.
Our Mission
To help federal employees confidently build the retirement they want through personalized and federal focused advising.
Start your plan today.
You're one call away from financial peace-of-mind.